Ume Loans is an Australian owned and operated lending company established in 2009 to provide financial solutions to individuals whose circumstances fall outside traditional bank lending criteria. With over 14 years of experience in alternate lending, Ume Loans specializes in offering second chances to good people facing credit challenges. Their team of dedicated Lending Specialists guides clients through a simple and fast online process, ensuring a personalized approach to each customer’s financial situation.
Driven by the belief that everyone deserves a second chance, Ume Loans fills the gap left by tightening credit markets and limited lending options. Their proven credit scoring model, developed by Group Founding Director Dan Fox with over a decade of industry experience, ensures efficient and accurate loan approvals. The company’s commitment to understanding and assessing each client’s circumstances sets them apart as experts in bad credit loans, providing tailored solutions with minimal stress and maximum support.
Committed to customer satisfaction and data security, Ume Loans prioritizes confidentiality and compliance with regulations such as the Privacy Act. With a focus on creating positive experiences for their clients, Ume Loans leverages cutting-edge technology to safeguard personal information and streamline the loan application process. Regulated by the Australian Securities and Investments Commission (ASIC) and holding an Australian Credit Licence (ACL), Ume Loans prides itself on its team of experienced professionals dedicated to helping individuals achieve their financial goals.