Cash Train is a trusted lender in Australasia, dedicated to transforming the consumer lending industry. Committed to the philosophy of Giving People a Go, Cash Train’s branches have become integral parts of the communities they serve. With a team devoted to assisting individuals from diverse financial backgrounds, Cash Train strives to find suitable loan products tailored to each client’s needs and objectives, ensuring they are no worse off than before the loan approval. Emphasizing second chances, Cash Train offers fast and efficient cash solutions to meet various financial requirements.
Established in 2009, Cash Train, a trading name of Online Loans Pty Ltd, has been a leading provider of fast cash loans in Australia. With a management team boasting over 60 years of consumer credit experience, Cash Train upholds responsible lending practices in accordance with the National Consumer Credit Protection Act (2009). By offering longer repayment periods than many short-term lenders, Cash Train aims to make loan repayments more manageable for its customers, prioritizing affordability and suitability when assessing loan applications.
Fully regulated and governed by relevant laws, including the National Consumer Credit Protection Act (2009) and the Privacy Act (1998), Cash Train is committed to maintaining the highest standards in short-term lending. As a member of industry bodies such as the National Financial Services Federation (NFSF) and the Financier’s Association of Australia (FAA), Cash Train adheres to strict guidelines to ensure responsible lending practices. With a focus on customer rights and financial inclusion, Cash Train plays a vital role in providing safe and fair credit to millions of Australians annually.