HCF is a leading health insurance provider in Australia, offering a wide range of flexible life insurance products in addition to health cover. With a focus on providing great value to its members, HCF has the lowest average rate rise among major health funds and has won numerous Canstar awards. The company’s commitment to giving members more value is evident through initiatives like HCF Value Ads, where members can take over advertising, and the My Membership app for convenient health cover management.
Aside from health insurance, HCF’s unique range of life insurance products, such as Recover Cover, provides cash benefits to help individuals cover unexpected costs during recovery from illness or injury. The company’s industry-leading health and wellbeing programs, including Uncommon Care and 100% back on selected services through the No-Gap network, aim to support members in living healthier and happier lives. HCF’s dedication to building healthier communities is demonstrated through partnerships like the one with the Royal Flying Doctor Service to improve healthcare access in rural and remote areas.
As Australia’s largest not-for-profit health fund, HCF is committed to offering affordable and flexible protection to its members. Through innovative products like Flip, a pay-as-you-go cover for accidental injuries, and the HCF Thank You program with exclusive offers and benefits, HCF strives to provide comprehensive support and value to its members. With a strong emphasis on member satisfaction and community impact, HCF continues to be a trusted choice for individuals seeking reliable health and life insurance solutions.