Cash Train, a trading name of Online Loans Pty Ltd, is a prominent online fast cash loans provider in Australia. Established in 2009, Cash Train has been offering cash loans to thousands of Australians each month, emphasizing responsible lending practices in accordance with the National Consumer Credit Protection Act (2009). With a management team boasting over 60 years of consumer credit experience, Cash Train focuses on assessing loan applications to ensure affordability for customers without causing additional financial strain.
One of Cash Train’s distinguishing features is its commitment to providing customers with a longer repayment period compared to most short-term lenders. By allowing customers to spread out repayments over an extended period, Cash Train aims to facilitate easier management of loan repayments. The company is fully regulated and governed by relevant laws, including the National Consumer Credit Protection Act (2009) and the Privacy Act (1998), ensuring compliance with industry standards and customer protection.
As a member of industry bodies such as the National Financial Services Federation (NFSF) and the Financier’s Association of Australia (FAA), Cash Train upholds high standards in short-term lending. Additionally, the company is registered with ASIC as an Australian Credit Licence Holder and is part of the Australian Financial Complaints Authority (AFCA), adhering to their complaints processes. With a focus on responsible lending and customer well-being, Cash Train continues to provide accessible financial solutions while promoting financial inclusion for Australians in need of short-term credit.