RAMS, a member of the Westpac Group, has been a key player in helping Australians achieve the dream of home ownership since 1995. With a commitment to providing affordable and flexible home loans, RAMS offers a range of services tailored to suit various needs, whether it’s buying a new home, refinancing, or investing in property. The company prides itself on its award-winning range of innovative and flexible products, including home loans that offer up to 95% borrowing, reduced LMI, and significant savings for eligible first-time buyers.
RAMS’ philosophy revolves around supporting customers through various life stages, offering assistance such as the COVID-19 support package and personalized care for those facing financial challenges. The company’s dedication to upholding industry standards is evident through its adherence to the Australian Banking Code of Practice and the Privacy Act, ensuring the protection of customers’ personal information. RAMS also values diversity and inclusivity, providing language interpretation services for non-English speakers through TIS National.
As a customer-centric business, RAMS emphasizes the importance of professional advice and guidance, encouraging individuals to consult with their local RAMS Home Loan Specialist for personalized assistance. With a focus on transparency and integrity, RAMS aims to make the home loan process straightforward and accessible for all, offering online account management through myRAMS and opportunities for experienced Home Loan Managers to join their franchise network. Through its commitment to excellence and customer care, RAMS continues to be a trusted partner for Australians navigating the complexities of home ownership.