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Universal Finance Australia Pty Ltd is a specialist lender that focuses on providing financial solutions for clients facing challenging credit situations. With direct accreditations with over 100 lenders, including major banks and credit unions, Universal Finance offers a comprehensive range of mortgage alternatives for individuals who do not meet traditional lending criteria. Their expertise lies in assisting clients with bad credit, arrears, and other complex financial backgrounds, making them the go-to choice for those in need of tailored financial solutions.

As the “difficult finance specialists,” Universal Finance prides itself on its ability to secure financing for clients who have been declined by traditional lenders. With a panel of private investors and a commitment to engaging in credit activities Australia-wide, Universal Finance stands out as a reliable partner for residential and commercial mortgage needs. The company is a proud member of the Mortgage and Finance Association of Australia (MFAA) and AFCA, showcasing their dedication to upholding industry standards and best practices.

In addition to their lending services, Universal Finance also offers a budget planning service through their subsidiary, Universal Budget Planners. With a focus on providing tailored financial solutions and a commitment to helping clients navigate challenging credit situations, Universal Finance Australia Pty Ltd remains a trusted partner for individuals seeking alternative mortgage options and expert financial guidance.